Activating Heritage Bank Nigeria USSD transfer code is very crucial for any customer who has a bank account with Heritage Bank in Nigeria.
Heritage bank aims to give its customers a hustle free banking experience and bring baking services close to each client.


There are lots of privileges you will enjoy when you activate Heritage bank USSD code on your phone. If you are seeking to activate the heritage bank transfer code of your phone in Nigeria, this guide has all the step-by-step processes for you to activate it. Before we can proceed, let see what you need to activate the service.



The following are the things to need to activate Heritage bank USSD code in Nigeria:
1. Heritage bank account number.
2. Debit cards, MasterCard number.
3. Mobile phone with a valid sim card.

Let us see how to activate the Heritage bank mobile code in Nigeria.


Most banks have USSD codes that allow customers to make basic bank transactions anytime without the internet or airtime.
To access the transfer code service, all you must do is to activate it on your phone.
The Heritage Bank Nigeria USSD code is *745#.



Follow the steps below to activate the Heritage Bank USSD code on your phone in Nigeria:

⦁ Dial *745*account number*Last six(6) of your card#.

⦁ Reply with one(1) on the next screen to continue the activation.

⦁ Choose your card type.

⦁ Enter the expiry date of your card. You can see it ac the back of your card.

⦁ Choose the account number you want to use for all transactions.

⦁ Set up a four(4) digits PIN.

⦁ Confirm your account number and PIN.

⦁ Now click on send to complete the activation process.


That is how you activate Heritage bank USSD code on your phone for mobile banking.




You can use to buy or transfer airtime from Heritage Bank Nigeria to your phone and for another person.
Read below to see the progress for each way you want to buy airtime for yourself or another person using Heritage Bank Nigeria USSD code.

If you want to transfer airtime for your phone from Heritage Bank, dial *745*amount$#.
Example *745*100#.
Suppose you want to transfer airtime from Heritage Bank to another phone number, dial *745*amount*mobile phone number#.
Example *745*100*0905675789#.


That is how you can transfer airtime from Heritage Bank in Nigeria visa *745# USSD code.
This simple and easy Guide Was Last Updated on 16th August 2020 by thetransfercode.Please you need to visit this post “” from time to time for updates and any changes that we may make to the guide.



Heritage Bank will increase wallet of business transactions with Lagos State Govt - George-Taylor
L-R: GoodLuck Linda, WOSSA Chief Welfare officer; Helen Unabor, WOSSA Chief Protocol officer; Olawale Osundele, Regional Head, Lagos Island 1, Lagos Island 1 Zone, Heritage Bank; Amb. Tayo Thomas, President of WOSSA; Dame Jennifer Omotayo-Thomas, Vice president, WOSSA and John Adah, Team Member, Corporate Communications, Heritage Bank, during the award ceremony held in Lagos to mark this year’s International Widows Day themed: Gender Equality Today for a Sustainable Tomorrow”


Heritage Bank supports over 500 widows, receives UN Award for Humanitarian Service 

Heritage Bank received the 2022 United Nations Award for Humanitarian Service from the Widows & Orphans Support Society of Nigeria (WOSSA), as no fewer than 500 widows and orphans in Lagos State benefitted from the Bank’s support. 

This was made known during the award ceremony held in Lagos to mark this year’s International Widows Day themed: Gender Equality Today for a Sustainable Tomorrow”.

The event was an opportunity to recognize Heritage Bank’s Corporate Social Responsibility (CSR) roles to widows, their children and other less privileged within the society.

Speaking during the awards presentation, Founder, Widows & Orphans Support Society of Nigeria (WOSSA), Ambassador Tayo Thomas, said Heritage Bank is one of the group’s key partners and has for years shown massive support to the widows. 

He said: ” Basically, we are giving this award to people and organizations that have been supporting the less privileged widows. These are our partners, they have been doing great service to humanity, especially service the less privileged widows in meeting their financial needs and those of their children”. 

Continuing, he said: “The United Nations Humanitarian Award is to appreciate and acknowledge them for their support to the less privileged widows. The United Nations Humanitarian Award is an award we give every 24th of June to those who have really supported the widows. Those who have joined us to fight against injustice against the widows. That is the reason for today”. 

Speaking at the event, Heritage Bank Regional Head, Lagos Island 1, Olawale Osundele, said the bank has for years, remained committed to improving people’s lives. 

He said: “It has always been one of our front liners to always improve the quality of people’s lives right from childhood. And today that they are marking the International Widow’s Day, we are also part of the support team to WOSSA in various aspects.”

“We have been supporting them in terms of providing quality education for children of widows to ensure that life after the death of their husband is still good to them and their children. We also support the children and orphans and the less privileged in the society,” he added.

According to Osundele, the bank’s support to the widows has always been a source of joy to them.  “It means that life still means a lot to them. You can see the joy in their faces. Despite what they are going through, they are still very happy and relevant in society,” he said. 

One of the widows at the event, Mrs. Felicia Ugwunwanne thanked Heritage Bank and WOSSA for their continuous support to the widows and less privileged. 

She said that WOSSA is through the support of partners such as Heritage Bank, making life better for the widows and their children. 

“The WOSSA has for years, been assisting so many of us, including our children and orphanages. WOSSA gives us cash, help some widows to pay their house rent, school fees for widows’ children, among other things,” she said.

Ugwunwanne said the widows under WOSSA are being trained for skills acquisition to improve the quality of their lives.

“I am aware that the WOSSA is working on securing loans from Microfinance Bank, and we have completed forms to achieve the purpose. Our members are prepared to access the loans. Some of the widows have gone to learn some skills that will enable them to invest and succeed in whatever craft or business they are doing so that they will not continue to depend on people,” she said. //END.//

Ozena Utulu, Ag. Group Head, Corporate Communications