• Innovative Banking in Nigeria

NO SHACKLES LOANS.
GET MORE OUT OF YOUR MONEY

CBN Single Digit Loan

We bring you peace of mind when it comes to availability of funds, flexible payment plans and interest rates that don’t suck the life out of the future of your business. We help our customers plug into the Central Bank of Nigeria’s Micro, Small and Medium Enterprises Development Fund (MSMEDF) which it launched on August 9th, 2014 in recognition of the significant contributions of the sub-sector to the economy.

TARGET SECTORS

  • Manufacturing
  • Agricultural Value Chain activities
  • Educational Institutions
  • Renewable Energy/Energy Efficient product and technologies
  • Any other income generating enterprise as may be prescribed by the CBN.

REQUIRED DOCUMENTS

  • Application letter clearly stating clearly: Business sector, Requested amount and tenor, Asset, Last year turnover (if any)
  • Board Resolution
  • Heritage Bank Account
  • Viable Business Plan with Cash flow Projection
  • Letter of Authority to debit for CRMS check.
  • Certificate of Incorporation or Registration & MEMART  (as appropriate)
  • Borrower’s Contact;  Business & Directors, Addresses & Telephone Numbers
  • Collateral acceptable to Heritage Bank.

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